Credit

The ripple effects of bankruptcy. When it comes to bankruptcy, it’s often a last resort for homeowners that are drowning in debt. Whilst it may offer relief and a fresh start, bankruptcy carries with it loads of consequences, some immediate and others that hang around for years.  Beyond the debt, the stigma attached to bankruptcy […]

Is your credit score bouncing back after home repossession? Experiencing home repossession from mortgage arrears is a significant financial challenge, impacting more than just your immediate housing situation, as it can leave a lasting mark on your credit score. With strict credit reporting rules and lender scrutiny, the journey back to financial health may be