By Jonathan Gardner

Is renting your home an option whilst in mortgage arrears? Mortgage arrears can make the pressure of keeping up with payments while managing other financial responsibilities really overwhelming. However, there are several strategies to consider that might help ease the pain, one of which is renting out your property. Obviously this can only be an […]

UK mortgage rate forecast 2024 The UK mortgage market is currently buzzing with activity as lenders compete to lower interest rates amid speculation that the Bank of England (BoE) will reduce the base interest rate on 1st August. This potential cut follows a prolonged period of high rates aimed at curbing inflation, which has now

Who gets the house when couples split up? When couples decide to separate, one of the most challenging aspects to address is the family home. The situation can quickly become emotionally charged, especially when both parties are still on the mortgage and the title deeds. However, there are several options and pieces of guidance that

Repossession order from court? Facing a home repossession hearing can be an intimidating experience however, being well-prepared can make a significant difference in the outcome. Here are some key benefits of arriving at your hearing with everything in order: Preparation builds confidence and walking into a courtroom knowing you have all the necessary documents, evidence

Sometimes it’s just best to sell up and move on. Yesterday I had a conversation with a landlord who is at risk of losing his rental property due to mortgage arrears, caused by his student tenants not paying their rent…at all!! Naturally, his lender showed concern and was quite sympathetic to his situation, but as

Navigating a Difficult Mortgage Situation I had a recent conversation with a prospective client who was dealing with the imminent threat of repossession, making it a harrowing experience for her. The home in question holds significant sentimental value and is a place of refuge for her family and happens to be her late grandfather’s home.

Helping Homeowners? What the Major Parties Are Promising? As the UK heads to the polls today, homeowners with mortgages are keenly watching to see what the major political parties have to offer in terms of support. Mortgage stress and the challenges of homeownership are significant issues and each party has laid out plans to address

Has Brexit affected the UK housing market? Brexit has undeniably impacted the UK housing market, with both immediate and long-term effects that are important for homeowners, especially those at risk of repossession. Initially, predictions around Brexit were dire, forecasting significant drops in house prices and a potential crash in the housing market. However, the actual

Need to sell your home quickly? What options do you have? Many homeowners find themselves grappling with the daunting reality of mortgage arrears. When the threat of repossession looms large, the pressure to sell a home quickly can become overwhelming. Understanding why and how to quicken this process is important for those seeking to minimise

Finding solutions during the home repossession process.  The journey through home repossession can feel overwhelming and hopeless at times. However, it’s important to understand that no matter where you are in the repossession process, it’s never too late to find a solution. With the right guidance and approach, there are various strategies and options available